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For Sellers: Lawrenceville, Snellville, Grayson and Loganville Georgia home buying, real estate listings, and homes for sale in Loganville County, GA

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First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Q	What land did the U.S. Government buy for $7.2 million?
A	In March 1867, the US bought all of Russian America (Alaska) from Russia.
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Richard and Debra Moon, REALTORŽ, real estate agents and broker for Lawrenceville, Snellville, Grayson and Loganville Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Richard and Debra Moon
RE/MAX Greater Atlanta
1637 Athens Highway
Grayson, GA. 30017
Direct: 1-866-596-8421
Fax: 678-301-4255
Richard: Ext. 111
Debra: Ext. 112
Email: info@richardmoonrealestate.com
"Simply the Best, From Our Family To Yours, Since 1979" Providing a superior level of informed, professional real estate services to buyers and sellers in the greater Northeast Atlanta area for over 27 years. We specialize in representing our clients in the purchases and sales of single-family residences and income property within the cities of Lawrenceville, Snellville, Dacula, Lilburn, Conyers, Gainesville, Flowery Branch, Duluth, Loganville, Buford, Suwanee, Cumming, Monroe, Auburn, Winder, and Athens (including the Counties of Gwinnett, Hall, Forsyth, Barrow, Walton, Rockdale, Clark, and Oconee). We keep current of all transactions in these areas, and we're also very knowledgeable with the local schools.This is a family affair, a full time husband and wife team. Let our Top Producing Team demonstrate our excellence to you. Enjoy the journey of the American Dream - owning your own home. Call or e-mail today for more information.

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